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TOP 500 Franchisee

Mr. Payroll, part of the Cash America family of companies since 1994, operates 911 franchise locations in convenience stores, gas stations and other retail outlets nationwide. The financial service centers have the versatility to be placed in almost any location as they require as little as 48-square-feet of space.

Established in 1988 in Amarillo, Texas, Mr. Payroll offered low-cost, hassle-free check-cashing services to consumers who either didn’t have, or couldn’t get, a checking account. Thus, Mr. Payroll became an easy option for getting one’s earnings on payday, every payday. The following year, Mr. Payroll opened its first test model facility in a convenience store. The model worked, and Mr. Payroll began offering Mr. Payroll check-cashing franchises in the southwestern United States. 

Today, Mr. Payroll has approximately 471 franchisees in 911 locations and has expanded its services to include bill payments, money orders, money transfers, pre-paid debit cards and more2.  Mr. Payroll works closely with its franchise owners and operators to demonstrate the philosophy that “You are in business for yourself, not by yourself.” And this philosophy is working as Mr. Payroll has been named a TOP 500 Franchisee by Entrepreneur magazine for the past three years.

Mr. Payroll is long-time member of the National Association of Convenience Stores (NACS), Financial Service Centers of America, Inc., and the International Franchise Association.

Mr. Payroll, is an affiliate of Cash America International, Inc. (NYSE symbol “CSH”), which provides specialty financial services to individuals throughout the United States in almost 1,000 locations3. Cash America is the largest provider of secured non-recourse loans, commonly referred to as pawn loans, in over 700 locations in 22 states3. These stores operate under the brand names "Cash America Pawn" and "SuperPawn."  Cash America also offers short-term cash advances in several locations under the brand names "Cash America Payday Advance" and "Cashland". Short-term cash advances are also offered over the Internet to customers in the United States and the United Kingdom, Australia and Canada through at,,, and respectively. For additional information about Cash America, please visit

1. As of December 31, 2012.
2. Available services vary by location.
3. As of September 30,2013.

Meet The Team

Our talented team of professionals has close to 40 years of combined check-cashing experience. From our Director of Franchise Operations to project managers, our field managers to the in-house technical support team, each member of Mr. Payroll is dedicated to the continued success of the Mr. Payroll franchise and providing ultimate customer service to our franchisees.

We work closely with, and maintain membership in, industry trade associations, including the National Association of Convenience Stores (NACS) and Financial Service Centers of America, Inc., to implement best practices, collaborate with other businesses to exert more influence over key policy makers, regulators and legislators, and, of course, continue learning and developing new ways to grow business.

Interested in becoming a Mr. Payroll franchisee? Give us a call or drop us a note. We’d love to talk to you about Mr. Payroll and the opportunities a Mr. Payroll franchise can afford you.

Mr. Payroll Franchise Operations